AI Has Changed Medicare Education
For decades, the best official Medicare information has been general. The government’s annual handbook, Medicare & You is genuinely helpful, but it cannot speak to anyone’s unique situation. Every beneficiary has been left to translate generic rules into personal answers on their own.
AI has changed that. Today, anyone can go to the AI platform of their choice and ask a Medicare question specific to their own circumstances:
- “I turn age 65 on my next birthday December 2. Create a timeline for me showing how to enroll."
- “I’m already on Medicare and moving permanently into a nursing facility — what happens to my coverage?”
- “I’m in a Medicare Advantage plan and want to make a change — when can I?”
- “I missed all the other enrollment periods, what can do?”
The catch: the quality of the answer depends on the quality of the question. Most beneficiaries don’t know what to ask or how to ask it. We hope to close that gap.
Curated Prompts, Written by an Expert
A curated AI prompt — carefully chosen, thoughtfully organized, and presented by a Medicare expert — helps a beneficiary get a better answer, faster, than they could get on their own. That is the entire purpose of this site: it is a library of expert-built prompts that visitors take to their own AI platform, personalize with their own details, and use to get guidance specific to their lives.
The prompts will initially be developed from Medicare & You 2027, the official U.S. government Medicare handbook. We will eventually add prompts drawn from other Centers for Medicare & Medicaid Services (CMS) publications. Many prompts will be written so the user is guided to insert his or her own personal information before submitting the question. How much personal information you add is up to you. If you have concerns about privacy, add little or no personal information.
What Makes This Site Different
Our site’s credibility rests on its independence.
- Nothing is for sale. No insurance products, no fee-for-service offerings, no lead generation.
- No data collection. The site will not ask for your personal information.
- Clear privacy caution. The site warns you prominently to assume it is not HIPAA-compliant and to be careful with your personal health information.
Learn Medicare on Your Own Terms, Using AI
Curated prompts you copy into ChatGPT, Claude, Perplexity, or Copilot — built to return answers shaped around your age, your state, and your coverage. No sales pitch, no forms, no agent calling you back.
Where Are You in Medicare Right Now?
Pick the situation that sounds like yours. Each path leads to the rules, the checklists, and the prompts that fit it.
I Need First-Time Enrollment
Turning Age 65, OR over age 65 and new to Medicare, OR disabled
START AT SECTION B
(TIP: START WITH PROMPTS 16 AND 17)
ALSO KNOWN AS THE OPEN ENROLLMENT PERIOD
October 15 - December 7
I'm Already Enrolled and Want to Review or Switch
Change your Medicare Advantage coverage and/or your Part D prescription drug coverage
START AT SECTION B
(TIP: START WITH PROMPT 19)
January 1 - March 31
I Need to Change My Medicare Advantage Plan
This is a once a year chance for those in a Medicare Advantage Plan to make a change.
START AT SECTION B
(TIP: START WITH PROMPT 20)
I Had a Life Change
A SEP is a limited window outside regular enrollment periods such as the IEP, AEP and the MAOEP. A specific life event triggers it.
START AT SECTION B
(TIP: START WITH PROMPT 23)
January 1 – March 31
No Options Seem to Fit My Situation
When nothing else seems to fit try the GEP!
START AT SECTION B
(TIP: START WITH PROMPTS 21 and 22)