250 Curated Client Prompts Based on the "Medicare & You 2027" Handbook

These prompts are drawn directly from the topics, rules, and dollar amounts in the official Medicare & You 2027 handbook. They're organized by handbook section so you can pull them into an FAQ, chatbot, or client education tool. Any prompt that needs a beneficiary's personal details has a bracketed placeholder — swap in the real information (or leave it as a fillable field) before use. Once you have selected and entered your own information, copy and paste the prompt, select the AI platform from the available list and cut and paste and wait for the response. Read the response carefully and remember no AI platform is perfect – mistakes can be made. One simple test is to enter the same prompt into two or more AI platforms and compare answers.

E. Part A Coverage (72–86)

72. What services does Medicare Part A cover?

73. What does Medicare consider hospice care, and how do I qualify for it?

74. My doctor and a hospice doctor certified my prognosis as [beneficiary's certified life expectancy], and I'm considering hospice — what will I pay?

75. What is respite care, and how many days can my caregiver get relief through hospice benefits?

76. What's the difference between being an inpatient and an outpatient in the hospital, and why does it matter for my costs?

77. I was told I'm under "observation status" at the hospital for more than 24 hours — what notice should I receive, and what are my rights?

78. What does Medicare cover for a skilled nursing facility stay, and what's required beforehand?

79. I was admitted to the hospital for [number of days admitted] days before moving to a skilled nursing facility — does my stay qualify for the 3-day rule?

80. My doctor participates in an Accountable Care Organization (ACO) — does that affect the 3-day hospital stay requirement for skilled nursing care?

81. I disagree with my discharge from a skilled nursing facility because I don't think I'm ready — how do I appeal?

82. What home health services does Medicare Part A and Part B cover?

83. What does Medicare cover if I need care in a religious non-medical health care institution?

84. What are "lifetime reserve days," and how many do I have available?

85. I've already used [number of lifetime reserve days used] of my 60 lifetime reserve days — how many do I have left?

86. Does Medicare cover inpatient psychiatric hospital care, and are there any special limits?

Source: "Medicare & You 2027," the official U.S. government Medicare handbook (CMS), as provided by the user."

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